Choose Your Plan

Can I upgrade anytime?

Yes — contact admin to upgrade your account to Pro instantly. See our <a href="/blog/how-to-budget-salary-pakistan" className="text-[#4ADE80] hover:underline">budgeting guide</a> to make the most of Pro features.

Is my data safe?

Yes. All data is stored securely in encrypted PostgreSQL database. We never sell your data. Read our <a href="/privacy" className="text-[#4ADE80] hover:underline">Privacy Policy</a> for details.

What payment methods?

We accept card payments through Polar. <a href="/contact" className="text-[#4ADE80] hover:underline">Contact us</a> if you need an alternative method.

Can I cancel Pro?

Yes, you can downgrade to Free at any time. Your data stays intact.

Is there a free trial?

Free plan is available forever. No credit card required. <a href="/login" className="text-[#4ADE80] hover:underline">Start free</a> and upgrade when ready.

What is the price in rupees?

Pro is ₨499 per month, or ₨4,990 per year — a two-month discount. Annual billing is charged once at the start of the year, not monthly.

Is my data safe on the free plan?

Yes. Security is not a paid feature. Free accounts use the same encryption, storage and authentication as Pro accounts — the difference is features, not protection.

Will my records be deleted if I cancel?

No. Cancelling stops the subscription and returns you to the Free plan. Your income, expenses, budgets and goals stay in your account and remain exportable.

What payment methods do you accept?

Card payment through Polar, our payment processor. Your card details are entered on Polar&rsquo;s secure page and never reach our servers. Some Pakistani bank cards may require enabling international online payments first.

Can I get a refund?

Subscriptions are non-refundable except where the law requires it. If a plan is changed or withdrawn, you can cancel and receive the unused portion back — see Section 4 of our <a href="/terms" className="text-[#4ADE80] hover:underline">Terms of Service</a>.

Is this really free, or is it a trial?

The free plan has no time limit and no expiry. It is not a trial that quietly converts to a paid subscription — nothing is charged unless you choose to upgrade yourself.

Do you show ads to paying subscribers?

No. Pro removes advertising. The free plan carries Google-served advertising, which is why it is free — see our <a href="/privacy" className="text-[#4ADE80] hover:underline">Privacy Policy</a> for how that works and how to opt out.

What does AI actually do on Pro?

It categorises transactions, forecasts your spending three months out, flags unusual entries, and explains where your money went. It works from the data you enter — it is analysis, not advice, and it will not tell you what to buy.

Can I use this for a small business?

Yes — for your own business&rsquo;s books. The free plan covers one book, so a sole trader is fine. Managing several people&rsquo;s finances or pooled client funds on one account is not permitted under our <a href="/terms" className="text-[#4ADE80] hover:underline">Terms</a>.